October Scrapbooking Kits/Classes in RosevilleThis month will will be making these 2 double page Halloween layouts using the new Moonlight Paper Pack. I think this paper is so cute!!! The supply fee is only $25 and includes both double page layouts plus the Moonlight Complements and Haunted Assortments. (the cost of the 2 double page layouts without the Haunted Assortment is $20) ?Be sure to take advantage of this month's Stamp of the Month, buy $50 in product and for $5 you can get the Stamp of the Month. Check out the sethttp://creationswithkathryn.ctmh.com.Scaring Up Some Fun Layout:
?
A Haunted Halloween Layout:
?
I am offering a Bonus Layout this month with our Scholastic Paper Pack. I have also added accents from the Mini-Medley Accents Antiqued Gold item. This item is not included in the kit, but If you wish to add them to your kit the extra would be $5.95 (plus shipping and handling).Super cute for first day of school photos! You can choose either the Halloween Layout or the Scholastic Layout or both. The cost is $20.00 for the Scholastic Set.
?
Books ? Hot of the Press
?
?
I have Two dates available in the Roseville for you to choose from. ***Deadline to sign up is October 10th. If you can't make it to a class but would like a kit, please let me know and I will save one for you.When: Thursday, October 18th, Where: 617 Falcon Way, Roseville, CA 95661(Cross street Loreto and Rocky Ridge)When: Saturday, October 20th, Where: 617 Falcon Way, Roseville, CA 95661(Cross street Loreto and Rocky Ridge)The cost of the kit needs to be prepaid and is nonrefundable to no-shows (no-shows will still receive the kit of course).The reason for this is supply items must be pre-ordered and pre-cut. Thanks for understanding. Please send checks to: Kathryn Martinez, 617 Falcon Way, Roseville, CA 95661 or you can PayPal as well to my account at creationswithkathryn.com but you need to pay it under the Personal Tab. If you have any questions please feel free to contact me at (916) 524-2490.You will be able to complete your layouts quickly when you bring some of your own tools. Please label all of your items with your name. Please bring the following supplies: Personal Trimmer, Twisers, Scrapbooking Adhesive of choice, foam squares for pop ups & glue dots, Scrapbooking Scissors and any other tools you feel you may need. If this is your first class, I will have what you need, please just bring the items you already have.
As always, guest are welcome and encouraged! Please contact me if you plan to bring a guest.
Today?s early morning highlights from the major news organizations, including reports about a new study that details accelerating health care spending.
NPR: Romney Medicaid Remarks Raise Eyebrows
It?s not so much what Mitt Romney said about whether the government should guarantee people health care in his interview on CBS?s ?60 Minutes? Sunday that has health care policy types buzzing. It?s how that compares to what he has said before (Rovner, 9/25).
The Wall Street Journal?s Washington Wire: Romney Rebuke On Emergency Care Draws Rebuke
Mitt Romney?s comments in a CBS ?60 Minutes? interview Sunday that emergency rooms provide care to people who don?t have insurance drew a rebuke from a group representing emergency-room doctors and a jab from the Obama campaign. But the question and answer weren?t so clear (Radnofsky, 9/24).
The Associated Press: Double-Digit Premium Hikes Seen In 7 of 10 Top Medicare Drug Plans
Seniors enrolled in seven of the 10 most popular Medicare prescription drug plans will be hit with double-digit premium hikes next year if they don?t shop for a better deal, says a private firm that analyzes the highly competitive market. The report Monday by Avalere Health is a reality check on the Obama?s administration?s upbeat pronouncements. Back in August, officials had announced that the average premium for basic prescription drug coverage will stay the same in 2013, at $30 a month (9/25).
The Washington Post: Health Insurance Costs Accelerate
U.S. spending on health insurance grew at an accelerated rate in 2011, breaking a two-year trend of smaller cost increases. The culprit, a new study suggests, is not Americans seeking more treatment but rather rapid growth in the price of medical care. Spending for private health insurance surged by 4.6 percent in 2011, according to a report from the Health Care Cost Institute. That growth rate is faster than the rest of the economy and higher than the previous year, which had 3.8 percent growth (Kliff, 9/25).
Politico: Medicare Advantage Bonuses Boost Plan Quality
The Obama administration will announce later this week that the quality of private Medicare plans is on the rise, thanks to an $8 billion demonstration project that pays them bonuses for good performance. And Republicans say that same project is covering up cuts to the popular program under the federal health care law (Norman, 9/25).
USA Today: Prescription-Drug Use Drops Among Young People
Prescription-drug abuse in the USA declined last year to the lowest rate since 2002 amid federal and state crackdowns on drug-seeking patients and over-prescribing doctors (Leger, 9/25).
This article was reprinted from?kaiserhealthnews.org?with permission from the Henry J. Kaiser Family Foundation. Kaiser Health News, an editorially independent news service, is a program of the Kaiser Family Foundation, a nonpartisan health care policy research organization unaffiliated with Kaiser Permanente.
Tags: Drug Abuse, Drugs, Election, Health Costs, Health Insurance, Health-care Reform, Healthcare Reform, Insurance, Medicaid, Medical Bills, Mitt Romney, network, Obama, Out-of-Network Care, PPO, Prescription Drugs, Romney
It?s probably the best known and most common of all real estate investing strategies. Owning a piece of real estate with the objective of earning a regular cash flow from rental income.
image/freedigitalphotos.net
?Land-lording? is a concept that developed many hundreds of years ago in Europe, where wealthy property owners, with thousands of acres of land, allowed the ?peasants? to live on that land and grow food to support their families. The peasants were expected to give the landlord a portion of their farming produce as ?rent? in return for having a place to live. The wealthy land owners controlled all of the land, and the peasants had little, if any chance of ever becoming landlords themselves. This is generally where the concept of the ?upper class? and ?lower class? came from.
In modern America?s free-enterprise system, it is much easier for the ?peasants? to become landlords themselves. Most of the landlords involved in the single family rental property market have traditionally been ?mom and pop? investors, who?ve saved their money and invested in rental houses. The rental property business in the U.S. is where a lot of folks in the ?middle class? have found a real opportunity to make their fortunes.
The rental property business is made up of two general groups: Commercial and Residential. For this article, we will be addressing the residential rental property business as practiced by the vast majority of individual real estate investors.
Residential rental properties can be individual homes, known as single family rentals (SFR?s), Duplexes, which have two units each, Triplex, with three rental units and Quadruplex or ?quad? that has four separate units. Five or more units crosses into commercial territory and is subject to a different set of rules and regulations.
The basic idea with residential rental property is to rent the property to a tenant, and in so doing, earn enough income after paying taxes, insurance and maintenance expenses to show a decent return on your investment. To achieve this objective, there are several basic fundamentals that a landlord needs to insure success.
1. Tenants who can pay the rent: This sounds obvious, but one of the true fundamentals so investing success with rental property is finding good quality tenants that will pay their rent as agreed.
Some of the best rental markets include neighborhoods near colleges and universities, where students rent properties on a regular basis while attending college. Homes located in the vicinity of popular educational institutions often rent for a premium price, with the added benefit of having mom and dad to guarantee the rent. Areas with excellent employment opportunities also have very good rental demand.
One of the biggest challenges for any landlord is to keep a good paying tenant in a rental property, and avoid vacancies. High vacancy rates can be a real problem. Usually when a property goes vacant, it will result in the loss of at least one month?s rent while the property is reconditioned and marketed to find a new tenant. Landlord screening services help property owners and managers find tenants that will be reliable. It is highly recommended that prospective tenants be screened, including a background and criminal records check.
2. Keeping Property Expenses In Check: The biggest fundamental challenge for landlords is keeping property ownership and maintenance expenses under control. This can be difficult to do because to some extent these expenses are beyond an investors ability to control.
For example, property insurance and property taxes are expenses that are determined by a third party. These two items often cost at least one month?s rent each or more. I have several rental properties and in every single case, the annual property insurance premium is at or just above the cost of one months rent. Thus one month of every twelve goes to pay the insurance.
Property taxes are an even bigger issue because the local governing body can raise property taxes on a yearly basis if they so desire. Yearly property tax increases during the early 2000?s helped trigger the downfall of many landlords who could not afford to pay their mortgages when property taxes became too high. In states like Florida, high property taxes helped trigger the housing collapse after thousands of landlords lost their ability to earn a positive cash flow on their rental houses. Rental homes located in cities can be subject to both city and county property taxes. Those tax rates can cost as much as two or even three months rent.
3. Keeping property maintained: Keeping a rental property in good working condition is an important part of being able to manage a successful investment. Even if a tenant does pay on time, the amount of wear and tear that they subject a property to can cost the landlord thousands of dollars. This is why number 1 is so important. Good tenants won?t do much damage. Bad tenants can cause thousands of dollars in property repairs.
4. Keeping mortgage costs as low as possible: Is a big key to helping manage the costs of owning rental property. And you might think this would be obvious, but one of the most common mistakes I?ve seen over the years is a newbie landlord failing to make sure that the rental income would be high enough to pay the mortgage, taxes, insurance and maintenance.
In recent years it has been even more difficult to raise rental rates since the 2008 meltdown. With unemployment at record levels, and average yearly income falling, many landlords admit that they have had to reduce their rent rates to find or keep good tenants. I?ve experienced this myself. We?ve elected to appeal tax assessments and look more closely at other costs to help insure that we continue to earn a positive cash flow on our properties.
For all of it?s challenges, earning passive income while owning an asset that someone else is paying for is still one of the best ways for a ?peasant? to move from the ?lower class? to the ?middle class?. And if you are really good at it, you still have a genuine opportunity to become wealthy and move into the ?upper class?. ????????????????????????????????????? Donna S. Robinson is a real estate investor, author, speaker and investing coach in Atlanta, GA. Follow her on twitter at donnaconsults, and read her blog at www.RealtyBizConsulting.com
Just when you thought there was nothing left to veganise, no more tricks up the vegan hair-shirt (read 'sleeve', joke) along comes pretty much the whole of Jamaican Ital cooking. ? ? ? I had heard of this cooking before in an old soup recipe book I was randomly perusing one time at a friends. They were talking a bout a soup called ?'ital rundown'. Which brings me to my second point; Jamaican food has fantastic names attached to it. This makes it worth getting into it for the sake of the names alone like "stamp and go", "bammies", "bust up shut". Then the best thing happened when walking along the platform at Victoria Station talking excitedly to Theresa about "Stamp and go" (yes, I do get quite excited about my food), a Jamaican walked up along beside me and said that that was their favourite dish.?
Ital actually is a rasta term for 'vital' and refers to a healthy and natural diet favoured by Rastafarians; no preservatives, dairy, eggs and for the stricter follows, no meat or fish either. I think the Rasta's are the only religious group I can think of (apart from yogis of course) who take the physical body seriously as a vehicle through which to perceive God. ?Watching the Bob Marley film recently I realised to what degree the early Rasta's were a movement for living a simple, contemplative life akin to the laws of nature. Above is our vegan Jamaican plate. Rice and peas are staple so they had to be there. Like many simple dishes I hadn't realised just how nice rice combined with kidney beans is when simmered in a little stock with thyme and a dash of coconut milk. Then the fried plantain is something I'd always have as an accompaniment, it just lends that tropical feel with a balance of sweetness to the rice and peas. The Jerk Tofu was good, but I'd have to say wasn't so different from most other marinated tofus' we've done, though with the home made hot-sauce it was brought up a few notches. Ackhee is a vegetable distant to Caribbean cooking. Sadly, you can only get it here in a tin and it's extortionately expensive - like 4 pounds a tin. Still, it's worth it now and again if you miss a scrambled egg kind of thing as it's almost identical. Really surprising.
Which brings me around to the patty. I think you need the hot-sauce on the side, but you certainly can have the part without the rest of the stuff for a fully satisfying and filling meal in itself. ?It was the best part of our meal (hence the recipe) so different and reminiscent of the Jamaica of my imagination. I have to go one day, but generally when I ask, even Jamaican's tell me it's dangerous and best to stay in a 'complex'. At which point I don't feel it necessary to plan a trip to stay isolated in a hotel grounds for a week, however good the weather. I guess in time things will change, but then I'm sure it won't feel like the real Jamaica anymore either. Better keep eating my rice and peas here and keep some things in the purity of my daydreams.
(makes 4)
For the filling
1 cup boiling stock
1 cup tvp or soya mince
2 tbs vegetable oil
1 stick celery
1/2 a scotch bonnet chile
1 tbs tomato puree
1 tbs dried thyme
2 tsp curry powder
1/2 tsp allspice
1/3 cup peas
1/2 cup coconut milk
salt and pepper
pour the boiling stock over the tcp and leave for an hour. Drain, reserving the stock. If it's not already ground into mince, do so in the blender with a couple of pulses.
?Add the oil to a frying pan (one you can cover wit a lid or tin-foil), saut? the celery. Now add the chile and tomato paste and a tablespoon of the stock. Cook for another minute or so, stirring a couple of times.
Now add all the rest of the ingredients and the reserved stock, semi-cover and simmer for another 15 minutes, stirring regulary. ?Season well.
for the pastry
1 cup plain flour 1/4 cup coconut oil 1/2 tsp tumeric 1/2 tsp salt 3-5 tbs cold water
Preheat your oven to 350 degrees and line a baking tray with greaseproof paper.
sift the flour in a large mixing bowl with the turmeric and salt. Rub in the coconut oil until the mixture resembles fine breadcrumbs.
slowly add the cold water, tablespoon by tablespoon until you can just gather the mixture up into a smooth dough.
Dust a counter top with flour and roll out the pastry about 3mm thick. Use a large cutter, or cut around a side plate to make rounds about 15cm in diameter.
Place 2 tablespoons of the mixture in the middle of the round. Dip your fingertips in cold water and gently trace the outline of your pastry. Fold the side furthers away from you towards you to form a half-circle and press down firmly. Now crimp the edges with a fork.
Place in the oven for about 20 minutes or until the pastry has turned a golden colour.
Hot Sauce 2 tbs vegetable oil 1 stick celery 1 tbs tomato paste 1 scotch bonnet chile 1" piece root ginger 1 cup tinned tomatoes dash of orange juice or few chunks of pineapple (optional) 2 tbs sugar 1/2 tsp allspice 2 tsp dried thyme 2 tbs vinegar salt and pepper
1. Heat the oil in a medium saucepan and saut? the celery for a few minutes.?
Add the tomato paste and stir for another minute to cook. Now add the ginger and chile and stir for another minute.?
Add all the rest of the ingredients, semi-cover and simmer for 30 minutes over a medium heat until the sauce has thickened. If at this point you want it thicker, however, whisk a teaspoon of cornflour with a few tablespoons cold water, then whisk into your sauce, stirring over low heat until it thickens.
Getting up close and extremely personal with the new iPhone 5 iSight and FaceTime camera, in-cell display, non-SIM card, and Lightning connector
We've already shown you just how stunning the new design looks in our iPhone 5 gallery but we also want to go in for a much closer look at all the little details. Apple is manufacturing the iPhone 5 using some incredibly advanced equipment and tolerances measured in microns. The backing is anodized 6000 series aluminum with ceramic or pigmented glass inlays. The iSight camera is covered by sapphire crystal and the beveled edges are cut by crystalline diamond. It's been said the iPhone 5 is closer in kind to a luxury time piece than what's traditionally passed for consumer electronics.
How much of that is just marketing and ad copy, and how much is reality undistorted? If the details matter that much to Apple, how well did they execute on those details? Let's take a really close look...
8mp iSight rear camera, the new rear mic, and flash.
720p FaceTime front camera and speaker.
The in-cell display.
The pixels of the new in-cell display.
The new Lightning port, new speaker and mic grills, and the newly repositioned 3.5mm headphone jack.
The pins inside the new Lightning port.
The new nano-SIM in the card tray.
All shots taken with a Canon 5D Mark III and an EF 100mm F2.8 L IS USM Macro lens, embedded at HiDPI for iPhones, iPad 3, and Retina MacBook Pro.
The massive resource has digitized millions of books and tried to collect everything published on every Internet web page for the last 15 years?that's more than 150 billion pages.
Brewster Kahle, founder of the Internet Archive, said his company ?wants to collect all the books, music and video that has ever been produced by humans.?
The Internet Archive, a giant aggregator and digitizer of data, now includes all the television news produced in the last three years by 20 different channels. The collection includes more than 1000 news series that have generated more than 350,000 separate programs.
Brewster Kahle, founder of the Internet Archive, told?The New York Times that his company, based in Richmond, CA, ?wants to collect all the books, music and video that has ever been produced by humans.?
The massive online resource has already digitized millions of books and tried to collect everything published on every Internet web page for the last 15 years ? more than 150 billion pages. The material is designed for use by both researchers and the general public, and now totals?2 million visitors per day.
?The focus is to help the American voter to better be able to examine candidates and issues,? Kahle told The New York Times. ?If you want to know exactly what Mitt Romney said about health care in 2009, you?ll be able to find it.?
Kahle said the news outlets being catalogued contain CNN, Fox News, NBC News, PBS and ?every purveyor of eyewitness news on local television stations.? Jon Stewart?s ?The Daily Show? is also included. ?We think of it as news,??Kahle said.
The Internet Archive has been quietly recording the news material from all the outlets capturing programs, including every edition of ?60 Minutes? on CBS and every minute of each day on CNN. All of the material is available for free to users.
The current method for search is the closed-captioned words that have accompanied the news programs, Kahel told the newspaper. The user plugs in the words of the search, along with a rough time frame of when the story was reported. Matches of news clips will then appear.
Although there may be hundreds of matches, he said the system had an interface that makes it easy to browse quickly through 30-second clips in search of the right one. If a researcher wants a copy of the entire program, a DVD will be sent on loan.
The inspiration for the massive databank is the Library of Alexandria, the archive of the knowledge in ancient world in Egypt. Kahle told the newspaper that early efforts to assemble the collected works of civilization was on his mind when he conceived the idea to use the almost infinite capacity of the web to build a modern equivalent.
?You could turn all the books in the Library of Congress into a stack of disks that would fit in one shopping cart in Best Buy,? Kahle said. He estimated that the archive now contains about 9000TB of data. By contrast, The New York Times reported that the digital collection of the Library of Congress is a little more than 300TB.
Kahle said he moved to the archive project after previously founding and selling off two data-mining companies, one to AOL and the other to Amazon. The television news project, he told the newspaper, is financed mainly through outside grants, though Kahle said he put up some of his own money to start.
Grants from the National Archives, the Library of Congress, and other government agencies and foundations made up the bulk of the financing for the project. He set the annual budget at $12 million, and the project employs about 150 people.
The New York Times reported that the act of copying all this news material is protected under a federal copyright agreement signed in 1976. That was in reaction to a challenge to a news assembly project started by Vanderbilt University in 1968.
The archive, Kahle said, has no intention of replacing or competing with the web outlets owned by the news organizations. He said new material will not be added until 24 hours after it is first broadcast.
He plans to go back year-by-year, slowly adding news video reaching to the start of the television medium. That will require some new technology for searches because the common use of closed-captioning only started around 2002.
Learn 5 simple but effective ways to deal with lack of motivation during menopause. Menopause lack of motivation is the toughest problem women deal with. Every other change a woman?s body deals with can be tackled when you have the motivation to seek healthier options. But when the motivation is missing, there is a sense of lethargy in any attempt to improve your current situation.
Source:5 Ways To Beat Lack of Motivation During Menopause
Related Reading:
The Cleveland Clinic Guide to Menopause (Cleveland Clinic Guides)Regain Control and Enjoy A Vibrant, Healthy Midlife!If you are one of the millions of women who want answers about menopause, help has arrived: Discover leading-edge menopause treatments that offer effective relief from symptoms, and gain optimism and peace of mind about your health!In The Cleveland Clinic Guide to Menopause, Dr. Holly Thacker, a trailblazer in women?s health, cuts through the myths and misinformation and provides solid information to help you handle menopause more effectively. She also offers advice that helps you improve your vitality, longevity, and quality of life. Inside you?ll find guidance to help you:
Control menopause symptoms through safe, effective treatments that balance short-term results with your long-term health.
Understand the myths and facts about hormone therapy and sort through the inaccurate, misleading and conflicting information that?s so prevalent today.
Sleep better, boost your energy, and recharge your sex life?so you can regain short term results you want!
Get the facts about vitamins, supplements, and antidepressants.
Protect your long-term health by strengthening your bones, helping your heart, and taking smart steps to help prevent cancer and other diseases.
Cleveland Clinic is ranked consistently among the top hospitals in America by U.S. News & World Report. Its team of Women?s Health professionals offers coordinated, supportive care for the problems that affect women's lives, from breast cancer and infertility, to incontinence, pelvic floor disorders, and more.What You Must Know about Women's Hormones: Your Guide to Natural Hormone Treatment for PMS, Menopause, Osteoporosis, PCOS, and MoreHormonal imbalances can occur at any age?before, during, or after menopause?and for a variety of reasons. While most hormonerelated problems are associated with menopause, fluctuating hormonal levels can also cause a variety of other conditions, and for some women, the effects can be truly debilitating. What You Must Know About Women?s Hormones is a clear guide to the treatment of hormonal irregularities without the health risks associated with standard hormone replacement therapy.
This book is divided into three parts. Part I describes the body?s own hormones, looking at their functions and the problems that can occur if these hormones are not at optimal levels. Part II focuses on the most common problems that arise from hormonal imbalances, such as PMS, hot flashes, and endometriosis. Lastly, Part III details hormone replacement therapy, focusing on the difference between natural and synthetic hormone treatments.
Whether you are looking for help with menopausal symptoms or you simply want to enjoy vibrant health, What You Must Know About Women?s Hormones can make a profound difference in your life.
Menopause Without Medicine: The Trusted Women's Resource with the Latest Information on HRT, Breast Cancer, Heart Disease, and Natural EstrogensLinda Ojeda has long maintained that menopause is a natural stage in a woman?s life, not a pathology that must be ?medicalized.? In Menopause Without Medicine, she takes a sympathetic, science-based approach to this still poorly understood and often maltreated natural phenomenon. Now in its fifth edition, this definitive book includes a detailed response to recent findings from the National Institutes of Health about the dangers of conventional HRT (hormone replacement therapy), explaining why synthetic HRT has been found harmful and offering a wide range of alternatives. The author covers all current nonmedical approaches to menopausal symptoms, and explains what women can do if supplements, herbs, and soy products do not work for them. This updated perennial bestseller on nonmedical approaches to menopause includes tables and photographs.
Introduction
Have you ever tried to remember an entire list of groceries?without looking at the written list while you're shopping? Even a master of memory skills may fail to recall an item or two. But why does this happen? In this activity you will learn a little more about memory? how it works and what factors make some details more memorable than others. You will also re-create a psychology experiment that helped scientists identify two effects that can distinctly shape what we remember.
Background
Can you recall all of the words in the paragraph above? No peeking! Some memories are stored for only short periods of time before they disappear. You need to remember the beginning of a sentence to understand the end, for example, but might not need to retain each sentence word-for-word to understand the whole paragraph. This briefly held form of recollection is called short-term memory. Other memories, however, last much longer. Scientists believe that a seahorse-shaped structure in the brain called the hippocampus helps us transform our memories from short- to long-term.
Another form of recollection is working memory. This is what helps you remember and juggle information that is involved in tasks in which you are engaged. This is the form of memory that lets you perform mental math, conjugate verbs or put together a list. Scientists have found that an area of your brain right behind your temples, called the prefrontal cortex, helps you carry out working memory tasks.
Materials
? ?? Pencils
? ?? Paper, preferably lined or graph paper
? ?? Watch or clock (optional)
? ?? Gather a group of friends and family to be your subjects?at least five people (but the bigger the group, the better your results)
Preparation
? ?? Give each of your subjects a piece of paper and pencil.
? ?? Ask your subjects to listen carefully as you list 20 words. They will need to remember as many as they can but not write anything down until you tell them to.
Procedure
? ?? In a steady, even pace?about one word every second if you are using a clock or watch?read the following list of words in order: home, dog, rock, hand, table, card, bag, monkey, phone, cookie, mouse, paper, nail, hat, pillow, water, juice, watch, circle and glass.
? ?? Why do you think your pacing matters? What do you think might happen if you repeated this activity and read more slowly? What if you read more quickly?
? ?? When you have finished reading the list, pause for one more second and then ask your subjects to write down as many words as they can remember.
? ?? Collect their lists and on a fresh piece of paper and prepare a line graph. The vertical y-axis of the graph will represent the number of subjects in your study. Starting at the bottom of this axis, write the number 1, then evenly space consecutive numbers until you have reached the total number of subjects in your experiment. If five friends participated, you will have the numbers 1 through 5 going up this axis.
? ?? The horizontal x-axis of your graph will include the words on your original list. Write these out, evenly spaced, in the same order that you read them. Your line graph will now allow you to pinpoint how many subjects remembered each of the words on the list.
? ?? Count up how many subjects correctly remembered each word. Above each word on your graph's x-axis, mark a dot that corresponds with the number of subjects along the y-axis. Are there certain words that everyone remembered? Are there words that all of your subjects forgot? Do some people have much sharper memories than others?
? ?? When you have placed a dot for each word, connect these points. Do you notice any patterns? Does your line graph have a smooth shape or is it spiky? Why do you think certain words were more memorable than others?
? ?? Extra: In the original list, all of the words are simple and concrete, making them easier to imagine and relate to. Repeat this experiment with a new list of short, common words but include some that are idea-based, or abstract. You could also read a list of real and made-up words. Are certain words harder to remember than others?
? ?? Extra: Distract your subjects by adding a working memory challenge at the end of the experiment. Repeat the above activity with a new list, but before your subjects write anything down, ask them to recite the last 10 letters of the alphabet backward. Then let your subjects write down as many from the original list as they can remember. Graph and compare your results. Does disrupting memory change the pattern of remembered words?
? ?? Extra: You can also try to enhance memory. First, strategize with your subjects on good memory techniques. For example, many people find that visualizing something makes it easier to remember. Try a few examples as a group, then repeat the experiment with a new set of words. Did your subjects remember more words with a little coaching?
What's the difference between running for office the first time and as an incumbent? 'The plane is nicer now,' the president said. And, at least on 'Letterman,' the questions are easy flying, too.
By Peter Grier,?Staff writer / September 19, 2012
When did David Letterman turn into Bob Woodward?s thinner, more sardonic brother?
Skip to next paragraph Peter Grier
Washington Editor
Peter Grier is The Christian Science Monitor's Washington editor. In this capacity, he helps direct coverage for the paper on most news events in the nation's capital.
Click Here for your FREE 30 DAYS of The Christian Science Monitor Weekly Digital Edition
That was our first reaction after tuning in to watch President Obama?s appearance on Letterman?s ?Late Show? Tuesday night. It?s not just appearance we?re talking about, although the CBS talk-show host really does resemble the world-famous journalist, if you squint. It was also tone. The president took up the whole hour of Mr. Letterman?s show, and most of the questions, while respectful, weren?t jokey. It was sort of like entering a comedy club and finding a think tank seminar inside.
Yes, there were funny bits. Asked if it was tough to have teen daughters, Mr. Obama said, ?it worries me, but they?re surrounded by men with guns." Talking of being lifted bodily into the air by a Florida pizza shop owner, Obama opined that ?I think he fixed something in my back."
Unfortunately for Mitt Romney, the sharpest barbs were aimed at him, via a video prepared by Letterman?s staff. It was a portion of the now-famous fund-raising secret tape, overdubbed with ridiculous comments. ?I have a feeling Canada is planning something,? said the faux Romney at one point. ?My new cologne is now available at Macy?s," he says, a bit later. ?It?s Mittstified!?
Letterman asked Obama about his reaction to the tape, of course. (We mean the original address to donors, not the doctored version.) He gave an answer that might have Romney aides groaning, in that it was a velvet-gloved jab.
?When I won in 2008, 47 percent of the American people voted for John McCain, they didn?t vote for me. What I said on election night was even though you didn?t vote for me I hear your voices and I?m going to work as hard as I can to be your president.?
Letterman also pushed Obama pretty hard on the budget deficit. The comedian mentioned the ever-ticking debt clock featured at the Republican National Convention and said that the mounting numbers looked pretty scary.
Obama answered with a fairly detailed reply about how the debt came to accumulate, involving wars, tax cuts, a recession, and so forth. We think he moved pretty fast past the part his stimulus packages played in running up the red ink, but he at least mentioned them. The deficit isn?t a problem in the short term, he said, but in the long term and, maybe, the medium term as well.
?I don?t remember what the number was precisely,? he said, when Letterman asked what the deficit figure actually is.
The president made a pitch for bipartisanship, and said he hoped there would be more of it in a second term if he?s reelected. He said that the military is not the face of the US in the Middle East, especially in Libya and Egypt, and that the US remains an indispensable nation for much of the world. As he often does, he pressed for a tax increase on the wealthy as part of a future deficit-reduction plan.
At one point Letterman asked him the difference between running for office the first time and as an incumbent.
?The plane is nicer now,? Obama said.
Overall, the appearance shows, once again, why politicians increasingly pick nontraditional media venues over sparring with the Washington press corps. Obama got to make his policy case in a relaxed, controlled setting without surprises or truly tough questions. (We wish Letterman had asked whether US drone strikes contribute to Middle East unrest, for instance.)
Ironically, on his secret fund-raiser video Romney complains about Letterman, saying that since he (Romney) has appeared more often on Jan Leno?s ?Tonight Show," Letterman is jealous.
?Now Letterman hates me because I?ve been on Leno more than him,? said Romney.
But Romney?s campaign knows well of the talk-show campaign imperative. The ex-Massachusetts governor is now scheduled to appear on ?The View? in October, even though on the fundraising video he called it a ?high-risk? show because most of its female hosts are liberals.
Ebooks And Refills For Propellerhead Reason And Record! Good Quality Up To Date Products!! Low Refund Rate!!
Display Full Page
?
26672
(0 votes, average 0 out of 5)
Allianz Life Launches New Variable Annuity Through Wells Fargo Advisors' Asset Advisor Program
Allianz Life Insurance Company of North America , announced that the Allianz Retirement AdvantageSM Variable Annuity is now available within Wells Fargo Advisors? Asset Advisor Program.
Understand Your 401(k) Fees
Some retirement plan investors have long been unaware they were paying for their retirement plan at all. Actually, you've been paying fees the entire time you've been invested in your 401(k). Now the Department ...
How Much Did You Save for Your Retirement?
Saving aggressively for retirement gets easier over time, write many retired and soon-to-retire Morningstar.com readers.
How much did you save for retirement?
Saving aggressively for retirement gets easier over time, write many retired and soon-to-retire Morningstar.com readers.
Pension fund for N.H. employees to invest 20 overseas
New Hampshire Retirement System, Concord, will reduce fixed income and increase alternatives under a new target asset allocation approved Tuesday, confirmed Marty Karlon, spokesman for the 5.8 billion pension fund.
Is Your Retirement Portfolio's Asset Allocation on Track?
The essential first step for retirement portfolio planning: finding the right stock/bond mix.
12 Questions to Ask When Saving for Retirement
Knowing how much to sock away for your golden years requires understanding these variables.
Save early, often to calm retirement chaos
For many years, baby boomers and other workers looked at their homes as giant piggy banks. Rather than saving for retirement, they assumed rising home values would bail them out in their golden years.But ...
- Watchers: Watchers have the ability to foresee the future to varying degrees. As knowledge of the future invariably causes that future to change, Watchers' visions of the future in their direct sphere of influence are subject to frequent shifting. Watchers' visions are like a sense of deja vu. Watchers can get visions at will. Drinking alcoholic beverages can temporarily enhance a Watcher's abilities.
- Movers: Movers are powerful telekinetics who are trained to identify the specific atomic frequency of a given material and alter the gravitational field around it, usually causing the nearby air to appear warped. This allows them to move both animate and inanimate objects. Advanced Movers can work at the molecular level, creating energy shields in the air around them or create power fists and kicks, a strike that delivers three times the power of a normal punch.
- Pushers: Pushers have the ability to implant memories, thoughts and emotions into the minds of other people in order to manipulate them. The skill level of the Pusher determines how many people the Pusher is able to control at one time, and how vivid the implanted memories are. A powerful Pusher can push a large group of people at the same time, basically creating a personal army. A Pusher is able to make a person do anything the Pusher desires, even commit suicide. A Pusher's eyes indicate how powerful they are: their pupils will dilate to certain degrees depending on how powerful the push is.
- Bleeders: Bleeders have the ability to emit high-pitched sonic vibrations that cause ruptures in a target's blood vessels. While using this ability, their pupils turn into vertical slits, like a snake's, because of synthetic materials implanted in them to protect the blood vessels from the effects of their own ability. They are also sometimes known as Screechers or Screamers.
- Sniffs: Sniffs are highly developed psychometrics who can track the location of people or objects over varying distances. Like bloodhounds, their ability is increased if they have tactile access to an object that has been in direct contact with the subject. Sniffs receive information in the form of images, which is why identifiable landmarks help increase their effectiveness.
- Shifters: Shifters can temporarily alter the appearance of an object by manipulating patterns of light interacting with it. Once the illusion is established, it remains with the object for a short period of time. For example, a Shifter could touch a one dollar bill and alter it to appear as a one hundred dollar bill until the effect expires. The object shifted must have roughly the same dimensions as the object it is shifted into. The length of time that the effect will last is based on the Shifter's experience.
- Wipers: Wipers are skilled at either temporarily or permanently erasing memories, an invaluable asset in espionage. Experience will dictate the accuracy of their wipes, though there is always the danger that they will eliminate a desired memory. Wipers need to be in contact with the person(s) they choose to wipe.
- Shaders: Shadows are trained to block the vision of other clairvoyants, such as Sniffs, making any subject within their target radius appear "dark". Experience will enhance the size of the area they can shadow and the intensity of their shielding effect. Shadows need to be awake to manifest their ability, so it is common for a detail of two Shadows to operate in shifts while protecting a person or object for extended periods. Most Shadows are effective only against Sniffs, but some extremely powerful Shadows are able to block even Watchers.
- Stitches: Stitches are psychic surgeons trained to quickly reconstruct cells to their previous or healthy state. Using only their hands, they can heal and even un-heal whatever they have done. They must be in contact with the person in order to use their powers. For more detailed work, Stitches use a silver-based cream on their hands which acts as a conductor for their ability.
- Jumper: Jumpers are people who can Teleport, anywhere with just a simple thought.
When I was a toddler, my parents used to dress me in one-piece overalls. Cute but I wouldn?t have been caught dead in them in college.
In college my style statement was a pair of blue jeans and a couple of red flannel shirts and yes, long hair.When I consulted for Fortune 500 companies I had to let go of the hippie look, shave the beard off and wear suits.
Your business is the same. As it grows and matures it needs a different set of strategies and management style to match.
As a startup, the key is to focus on your core message and your marketing. By necessity you?ll wear lots of hats, be involved in everything and pretty soon, as your business grows, you?re going to be overwhelmed.
At some point in the growth of your company, you?ll realize that it?s not marketing that?s holding you back, but the lack of proven systems to manage and grow your company.
And you?ll realize the strategies and management style that worked so well to get you to the million dollar mark, need to be replaced.
The truth is to take your business beyond a million, to reach the ten million dollar mark, you need to rethink how you manage and market your business. You need a formula for growth.
Which is why, over the next 7 weeks, I?m going to reveal a proven formula you can use to Thrive in this economy and grow your successful business from one to ten million.
The Formula ? Ever bake a cake, make a batch of brownies or even bake a cheese souffl?. There are no guarantees, but using a treasured recipe typically is going to give you good results, a tasty treat.
The same is true in business.
Follow a proven formula and you?ll avoid wasting time trying to reinvent the wheel and you?ll stand a much better chance of reaching your goals. After consulting with 100s of companies over the years, here are the 7 steps you?ll need to succeed.
1. Align People and Systems 2. Organize Time & Tasks 3. Measure & Reward The Right Behaviors 4. Actively Manage Your Team 5. Market Systematically 6. Optimize The Sales Process 7. Serve Customers by Giving Them What They Want and Need
Have a successful business that?s approaching the million dollar mark in gross revenue? Want help in growing it to ten million dollars?
Schedule a time to talk. Email Lauren@marketingforsuccess.com with your contact information.
To your success,
Charlie
P.S. This past year I?ve shifted my business to only work with a few business owners who are on the cusp of going from one million to more in revenue. If you?re one and you realize you need help, let?s talk.
If you?re business is still in the startup phase, focus on your marketing message and attracting more customers, using all the tools on the www.MarketingForSuccess.com site.
P.P.S. Questions? Hit reply and let me know what?s on your mind.
The?Krusell?Luna Tablet Pouch is a slim, elegant case that holds your iPad safe and secure while keeping a professional design. The inside of the Luna Tablet Pouch features a soft padding that keeps the front and back side of your tablet safe from scratches. The dimensions of the interior are?242x186x10?mm, and the front of the case features a silver?Krusell?emblem.
Nowadays, personal training is very popular around the world. Many people are interested to maintain a good health through personal training. There are many training courses for personal trainers.
What is personal training?
Personal training is an exercise program run by a professional personal trainer. Their method of working is very simple. At first, they analyze the health of a trainee. Then they set a goal for the person. This goal is very important to his health. A personal trainer works together with the person to achieve that goal.
What is the assessment process of a personal trainer?
The assessment process of a personal trainer is very interesting. They set a time period. After finishing the time period, they try to analyze the total health improvement. Weight measurement is a very popular method of assessment. There is an ideal weight for all people. If the weight of a person is near to ideal weight, personal trainers consider it as a healthy condition.
What are the other sides of training except exercise?
Exercise is not the only part of personal training. A personal trainer tries to add other objectives also. Among all the objectives, general health suggestion, a proper nutrition guideline, etc. are common. Sometimes clients have physical problems. As a result, taking part in personal training becomes risky for them. In this condition, personal trainers refer their clients to a physician. The physician takes necessary steps for solving the health risk problem.
Why do people need a personal trainer?
Fitness is very important for a healthy life. A personal trainer can develop the fitness of his client very easily. Professional touch in fitness training makes it more efficient. If you take the help of a professional trainer, you will be able to bring a positive change in your body composition. The condition of your heart and other organs will be excellent.
Your personal trainer will ensure your secure training. He will always observe you closely. He will motivate you in an excellent way. You will not feel boring in exercise. Your work stress will be reduced a lot. Every single day will become a fresh day for you.
How to choose a good personal trainer?
It is very important to choose a trainer. You have to consider some factors before choosing a personal trainer. At first, try to choose a certified trainer. A certified trainer will be able to train you both physically and theoretically. It is not enough to choose a good trainer. You have to feel comfort with your trainer. Sometimes a good personal trainer does not suit a client. In that case, the client should choose another one for him. Try to consider the past record of your trainer also.
What is the employment condition in this profession?
If you want to be a trainer, you have to know about the employment facility. Now the demand of good personal trainers is very high. You have to take part in a good training program, and then you can start working as a personal trainer.
You can search in the internet for further enquiries. There are a lot of personal training websites. Among them, http://www.gofitty.com is a popular one.
Yoga Articles ? Sooper Articles
Related posts:
Get the best personal training in Newtown CT If you are a resident of Newtown CT and looking for some for Personal training Newtown centers then you can always go online and find a number of them that...
Be Your Own Personal Trainer (The Anatomy of Personal Training) Be Your Own Personal Trainer (The Anatomy of Personal Training) This book will smash the myth that you can?t do it on your own as you become your own ?personal...
Benefits of Hiring a Certified NYC Personal Trainers With sedentary lifestyle there is greater need to be conscious of our physical fitness. Keeping in shape is the most important aspect for leading a vigorous life. Many factors like...
Necessity of Gyms and Health Clubs in Daily Life Gyms and health clubs have become a part and parcel of human life. You can find a gym easily near your house. Some people prepare personal gym also for maintaining...
4 Tips For Choosing Best Yoga Brisbane Training Teacher Selecting a suitable Yoga therapy teacher is a herculean task. In order to get hold of the best teacher, first you have to be clear about your needs. This step...
Opposition supporters gather for a protest rally in Moscow, Saturday, Sept. 15, 2012. Thousands of protesters marched across downtown Moscow on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. Color balloons with the words Freedom to Pussy Riot refer to the three members of the punk band Pussy Riot sentenced to two years in prison for performing an anti-Putin song inside Moscow's main cathedral. (AP Photo/Mikhail Metzel)
Opposition supporters gather for a protest rally in Moscow, Saturday, Sept. 15, 2012. Thousands of protesters marched across downtown Moscow on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. Color balloons with the words Freedom to Pussy Riot refer to the three members of the punk band Pussy Riot sentenced to two years in prison for performing an anti-Putin song inside Moscow's main cathedral. (AP Photo/Mikhail Metzel)
Protesters hold a poster depicting Russia's President Vladimir Putin as they march during a protest rally in St. Petersburg, Russia, Saturday, Sept. 15, 2012. The sign reads: "Prices, tariffs and poverty rise, you chose all this". Thousands of protesters marched across downtown Moscow and St. Petersburg on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. (AP Photo/Dmitry Lovetsky)
Demonstrators march during a protest rally in St. Petersburg, Russia, Saturday, Sept. 15, 2012. Thousands of protesters marched across downtown Moscow and St. Petersburg on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. (AP Photo/Dmitry Lovetsky)
Opposition leader Alexei Navalny speaks at a protest rally in Moscow, Saturday, Sept. 15, 2012. Thousands of protesters marched across downtown Moscow on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. Color balloons with the words Freedom to Pussy Riot refer to the three members of the punk band Pussy Riot sentenced for two years in prison for performing an anti-Putin song inside Moscow's main cathedral. AP Photo/Sergey Ponomarev)
Opposition leader Alexei Navalny speaks at a protest rally in Moscow, Saturday, Sept. 15, 2012. Thousands of protesters marched across downtown Moscow on Saturday in the first major rally in three months against President Vladimir Putin, while defying the Kremlin's ongoing efforts to crackdown on opposition. (AP Photo/Mikhail Metzel)
MOSCOW (AP) ? The first major protest against President Vladimir Putin after a summer lull drew tens of thousands of people, determined to show that opposition sentiment remains strong despite Kremlin efforts to muzzle dissent.
The street protests broke out after a December parliamentary election won by Putin's party through what observers said was widespread fraud, and they grew in strength ahead of Putin's effectively unopposed election in March to a third presidential term.
Huge rallies of more than 100,000 people even in bitter winter cold gave many protesters hope for democratic change. These hopes have waned, but opposition supporters appear ready to dig in for a long fight.
"We have to defend the rights that we were deprived of, the right to have elections. We were deprived of honest elections and an honest government," opposition activist Alexander Shcherbakov said. "I've come to show that and to demonstrate that the people are opposed. I'm opposed to the illegitimate government and illegitimate elections."
Leftists, liberals and nationalists mixed with students, teachers, gay activists and others as they marched down Moscow's tree-lined boulevards chanting "Russia without Putin!" and "We are the power here!" Many wore the white ribbons that have become the symbol of the protest movement.
About 7,000 police officers stood guard along the route of the march, and a police helicopter hovered overhead. A protest rally, held on a wide street named for the late Soviet dissident Andrei Sakharov, remained peaceful as it stretched into the evening. As the 10 p.m. deadline neared, a couple of hundred people were still on the street and police herded them toward a subway station. One of the opposition leaders, Sergei Udaltsov, was detained along with a handful of his supporters when he tried to lead a group of about 50 on a new protest march.
Putin has shown less tolerance for the opposition since his inauguration in May. New repressive laws have been passed to deter people from joining protests, and opposition leaders have been subject to searches and interrogations. In August, a court handed down two-year prison sentences to three members of the punk band Pussy Riot for performing an anti-Putin song inside Moscow's main cathedral.
Big balloons painted with the band's trademark balaclava masks floated over the crowd on Saturday, while some rally participants wore T-shirts in support of Pussy Riot.
Many demonstrators targeted Putin with creative placards and outfits. Some mocked Putin's recent publicity stunt in which he flew in a motorized hang glider to lead a flock of young Siberian white cranes in flight.
One protester donned a white outfit similar to the one worn by Putin on the flight with a sign reading: "Give up hope, each of you who follow me." Another person held a placard that said: "We are not your cranes."
Alexei Navalny, a charismatic anti-corruption crusader and a popular blogger, remains the rock star among the protest leaders. When he took the stage, young people in the crowd held up their phones to record the moment.
Navalny urged the demonstrators to show resolve and keep up the pressure on the Kremlin with more street protests.
"We must come to rallies to win freedom for ourselves and our children, to defend our human dignity," he said to cheers of support. "We will come here as to our workplace. No one else will free us but ourselves."
The rally appeared as big as the last major protest in June, which also attracted tens of thousands. More of the demonstrators, however, came not as members of the varied political organizations that make up the protest movement, but with groups of friends and co-workers, some of them organizing on social networks.
As part of a new initiative, activists collected contact information and addresses from demonstrators to make it easier to organize civic actions on a neighborhood level.
Gleb Pavlovsky, a former Kremlin political consultant, who attended Saturday's rally, estimated that up to 500,000 people have taken part in the protests in Moscow, a city of 11.5 million.
He said the Kremlin has not figured out how to deal with the protest movement.
"Therefore, they alternate between taking tough action and stepping back from confrontation," Pavlovsky said. "For the Kremlin, it is very worrying that Moscow no longer supports Putin, but it is very important that this is purely a Moscow phenomenon."
Although opposition protests also were held Saturday in several other Russian cities, the largest, in St. Petersburg, drew only a few thousand people. Protests elsewhere attracted only hundreds or even dozens. About 100 attended an unsanctioned rally in Nizhny Novgorod and about 20 of them were detained.
The Moscow organizers had spent days in tense talks with the city government over the protest route for Saturday, typical of the bargaining that has preceded each of the opposition marches.
A protest on the eve of Putin's inauguration ended in clashes with police, and the Kremlin responded by arresting some of the participants and approving a new draconian law that raised fines 150-fold for taking part in unsanctioned protests. The city, however, granted permission for the subsequent opposition rally in June, which was peaceful.
A day before the weekend rally, parliament expelled an opposition lawmaker who had turned against the Kremlin and joined the protest movement. Anger over the ouster of Gennady Gudkov may have helped to swell the ranks of the protesters.
"Russia no longer has a constitution," Gudkov told the rally. "Russia no longer has rights, and Russia no longer has a parliament worthy of respect. Shame on this parliament, and shame on this government!"
Gudkov's expulsion also means he loses his immunity from prosecution, and his supporters fear he could face arrest.
His son, Dmitry Gudkov, also a lawmaker, said he hopes the Kremlin will think twice about arresting his father after seeing the size of the protest. "They will either have to think about serious reforms and end their repressions, or they will come to a very bad end," he said as marched with a column of protesters.
"It's necessary right now for all Russians to come out into the streets to show the regime that changes are needed in our country, and that without them our country can't develop," said teacher Valentina Merkulova, who participated in Saturday's protest. "The most important thing is that, the more Russians come out, the less bloody the change of regime, the change of power. A change of power is necessary."
Personally Identifiable User Information Once you register with LAGbook and sign in to LAGbook, you are not anonymous to LAGbook. When registering on LAGbook, you provide Personal Data, which includes a LAGbook ID, a User- chosen password, and optionally an email address and a photo. To combat online fraud, LAGbook may also record your IP address when submitting information. When you use LAGbook Address Book service, you also provide contact information of other people (?Address Book?). To protect your LAGbook ID account information, please keep your password secure. You can decline to share such Personal Data with us by not registering on LAGbook. Further, you may opt to remove any Personal Data from our active database by contacting LAGbook and canceling your LAGbook User account. LAGbook does not intentionally gather Personal Data about visitors who are under the age of 13.
Cookies and Passive Data Collection LAGbook automatically receives and records information on our server logs from your browser, including your IP address, LAGbook cookie information, and the page you request. Users should be aware that other websites visited before entering LAGbook might place personally identifiable information within a User's URL during a visit to their website, and LAGbook has no control over such websites. Accordingly, some of this information may be logged by a subsequent website that collects URL information.
Content and Use of Networks When you post Content (or send messages) on LAGbook that enable direct sharing of information with other Users and visitors, other Users and visitors will have access to any Personal Proxy-Connection: keep-alive, Cache-Control: max-age=0. Data in such Content. LAGbook keeps track of Content that you upload to LAGbook as well as the top Users. Such information, displayed with your LAGbook ID and photo, if you uploaded one, is available to Users and visitors of LAGbook. In addition, LAGbook enables other Users to invite you to use LAGbook. Because you may voluntarily disclose any Personal Data in these public areas, you should be careful about the information you choose to disclose. LAGbook does not control that disclosure, and is not liable in any way for anyone's use or misuse of the information in the disclosure. In other words, use caution and judgment here.
Personally Identifiable Information We will send you administrative messages, and email updates regarding your account on LAGbook. We may also send you notices of new Content that has been added to LAGbook when you have subscribed to such notices. In some cases, we may also send you primarily promotional messages. In your account's preferences section, you can choose to opt out of promotional messages and new Content notices. You may opt out of receiving administrative messages by canceling your LAGbook User account. We will not use your Address Book information for our own purposes.
Cookies and Passive Data Collection LAGbook uses cookie, IP address, and URL information to improve the content of LAGbook bar, the quality of LAGbook servers, and to provide enhanced features to Users, where available. LAGbook uses cookies to save Users' LAGbook IDs, session validators, and on Users' browsers and hard drives, and may use them to provide tailored products and services to those Users, as they become available. IP Addresses also help us to diagnose difficulties with our server, to administer LAGbook, and to otherwise provide LAGbook service to its users. IP addresses may be disclosed to a third party if we believe in good faith that the law or legal process requires it, or to protect the rights or property of LAGbook, its Users or the general public.
Lagbook Service Providers LAGbook may need to provide your Personal Data to third parties to deliver specific services to you (such as support services). These third parties are required not to disclose your Personal Data and not to use your Personal Data other than to provide the services requested by LAGbook.
Law Enforcement LAGbook may disclose Personal Data if required by a subpoena or other judicial or administrative order, where required by law, or, at our sole discretion, where we deem necessary to protect the safety of any individual or the general public or to prevent violation of our Terms of Service or the rights of LAGbook or any third party.
Lagbook Affiliates LAGbook may share some of all of your Personal Data with its affiliates like LAGbook Capital, in which case we will seek to require our affiliates to honor this Data Use Policy.
Change of Ownership In the event of a change in ownership, or a merger with, acquisition by, or sale of assets to, another entity, we reserve the right to transfer all of LAGbook's User information, including email addresses, to a separate entity. LAGbook will notify Users (via a posting on this site or email (in LAGbook's discretion) of such a transfer, and Users may choose to modify their registration information at that time. This means if you are concerned about your Personal Data migrating to a new owner, you can deactivate your account.
Security LAGbook uses industry standard security measures to protect the loss, misuse and alteration of the information under our control. Although we make good faith efforts to store the information collected by LAGbook in a secure operating environment that is not available to the public, LAGbook cannot guarantee complete security. Further, while we work hard to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information. LAGbook does not assume any liability to third parties whose information may be included in your Address Book.
Updating or Removing User Information Users may, at any time, choose to correct or update the information they have submitted to LAGbook, by going to their account. Users may remove their User information from LAGbook's live database by canceling their account. Even if you update or remove your information from our live database, however, your Personal Data may be retained in our backup files and archives. Registered Users may remove their User information from LAGbook by canceling their account.
No Spam Policy Our No Spam Policy and Terms of Service prohibit all Users from engaging in any activity involving the sending of email in violation of applicable law. Violations of these policies may result in immediate termination of service and legal action against any spammers. Any unauthorized use of LAGbook computer systems is a violation of the Terms of Service and certain federal and state laws. Such violations may subject the sender and his or her agents to civil and criminal penalties. LAGbook offers email masking and relay when Users choose to communicate with other Users on LAGbook to reduce third party email harvesting and spam. We also encourage Users to choose an email address where they will be comfortable receiving email responses from other LAGbook Users if they choose, at their sole discretion, to upload a profile or classifieds listings on LAGbook.
International Users By visiting LAGbook and providing LAGbook with data, you acknowledge and agree that due to the international dimension of LAGbook we may use the data collected in the course of our relationship for the purposes identified in this Data Use Policy or in our other communications with you, including the transmission of information outside your resident jurisdiction. In addition, please understand that such data may be stored on servers located in the United States where laws protecting Personal Data may not be as stringent as the laws in your jurisdiction. By providing us with your data, you consent to the transfer of such data.
Revisions to This Policy LAGbook reserves the right to revise, amend, or modify this policy and our other policies and agreements at any time and in any manner. Notice of any revision, amendment, or modification will be posted on LAGbook, and a User's continued use of LAGbook will signify agreement to such changes.
LAGbook A Chidi and Chika Nwaogu Production
Funded by LAGbook Capital. P.O.Box 1337, Festac Town, Lagos-Nigeria info@lagbook.net or info@lagbook.net
Terms of Service
There are a few ground rules for participation in LAGbook. Please respect these rules, and each other.
Be civil. No personal attacks. Do not feel compelled to defend your honor in public.
Stay on topic in Forums. Please pay attention to the topic of your messages, and check that it still relates to its parent. Off-topic discussion not taken to private email is eligible for removal.
Be kind to newcomers. Newcomers may be annoying. But lots of valued contributors started out this way, and treating newcomers kindly makes them more likely to turn into the valuable community members we all know and love. So while you don't have to humor them or suffer them gladly, and it's fine to point out when they make mistakes, point newcomers in the right direction in addition to turning them away from the wrong ones, and be kind to them in the process of correcting their transgressions.
Let sleeping dogs lie. It's tempting to revisit controversial decisions you do not agree with, but it's rarely productive to do so, since it almost always results in the same heated, lengthy, and time/energy draining discussions leading to the same conclusion that was reached in the last round. Therefore, for issues already raised, discussed, and decided upon, reopen the discussion only if you have significant new information that would reasonably prompt reconsideration of the original decision.
Ignore spammers. Spam is a blight upon the face of the net. Nobody likes it. However, it is hard to avoid. Despite our best efforts, you will occasionally see spam on our site. However, don't forget that complaining about spam in public increases noise, but not signal. It may make you feel better, but it doesn't help.
Identify your subject matter. Not everyone has time reading all forum and wiki postings. To ensure that your message reach the right people at timely manner, identify your subject matter clearly in the subject line. Subjects like a question and problem are not very helpful.
No unsubscribe messages. Unfortunately, this bears repeating.
No test messages. Please do not send test messages to the forum. You can, however, create test pages on the Wiki, but please don't forget to delete them after you finish learning.
Want to Own this Spot?
Potential Customers: 355475 people Pricing: ?100.00 (Daily)
To get started, simply fill the form below.
Someone from LAGbook will contact you within the next 24-72hours after your query has been sent in.
Thanks for choosing LAGbook Ads.
Want to Own this Spot?
Potential Customers: 355475 people Pricing: ?250.00 (Daily)
To get started, simply fill the form below.
Someone from LAGbook will contact you within the next 24-72hours after your query has been sent in.
Thanks for choosing LAGbook Ads.
LAGbook has also appeared on other fine publications like:
AllAfrica Webrazzi AfricanBrains Melodika Africa Business Communities HumanIPO Wienerzeitung.at Indianapolis Business Journal The Network Journal InvestorPlace TechZulu Farmington Daily Times San Mateo Daily Journal Value Investing News DailyBulletin.com Rockford Register Star The Columbus Ledger Enquirer IC Places SocialPicks FayObserver The State Journal The Cincinnati Enquirer eOption Macon Telegraph Las Cruces Sun-News The Island Packet Santa Cruz Sentinel Bradenton Herald San Bernardino County Sun Digital Media Wire San Gabriel Valley Tribune The Buffalo News The State Centre Daily Times Whittier Daily News The Bellingham Herald The News Tribune The Street Sweeper Anchorage Daily News Minnesota Public Radio The Daily Record Pasadena Star-News Publicus Sun Herald Banks.com Wichita Eagle LA Daily News Dealbreaker Press-Telegram El Paso Times The Sacramento Bee Minyanville The Daily Breeze NewsOK The Olympian El Nuevo Herald Contra Costa Times StreetInsider The News and Observer The Columbus Dispatch Star Telegram Kansas City Star The Sun News San Jose Mercury News The MiamiHerald CBS MoneyWatch Daily Herald Houston Chronicle Business Insider Star Tribune The San Francisco Chronicle International Business Times The Boston Globe Newsday Virtual Strategy Magazine Individual.com TechLoy Web Trends NG oAfrica
Want to Own this Spot?
Potential Customers: 355475 people Pricing: ?5,000.00 (Daily)
To get started, simply fill the form below.
Someone from LAGbook will contact you within the next 24-72hours after your query has been sent in.
Thanks for choosing LAGbook Ads.
Working for Prominent Social Network Inc = Excitement LAGbook = Prominent Social Network ^ n Working for LAGbook = Excitement ^ n
Build tomorrow's leading social network in Africa. Join our fast-paced enviroment while we are still small and fun. Innovation never stops at LAGbookWe are interested in the following indiv iduals:
By Stephanie Stapleton
Display Full Page 
When I consulted for Fortune 500 companies I had to let go of the hippie look, shave the beard off and wear suits.
